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WHMCS KYC Verification Module

Block fraud before fulfilment with identity verification

WHMCS WHMCS 8.13 PHP 8.1+ 5.0 / 5

Mandatory KYC (Know Your Customer) checks for WHMCS - government ID upload, selfie verification, address proof, and PEP/sanctions screening. Stop fraud at signup, satisfy compliance requirements, and reduce chargebacks.

Key features

  • Government ID upload (passport, driver's license, national ID)
  • Selfie verification with liveness detection (optional via third-party API)
  • Address proof upload (utility bill, bank statement)
  • PEP and sanctions list screening (OFAC, EU, UK) via API
  • Configurable KYC level per product - basic for cheap plans, full for high-value
  • KYC gating on signup, first purchase, or on hitting a spend threshold
  • Admin review queue with approve / reject / request more info
  • Auto-suspend services for failed or expired KYC
  • Encrypted document storage (AES-256) with admin-only access
  • Audit log of every decision for compliance reporting

Why customers buy this module

  • Reject obvious fraud signups before they cost you a chargeback
  • Satisfy AML / KYC obligations for hosting in regulated regions
  • Reduce stolen-card chargebacks by 70-90%
  • Build trust with payment processors - clean KYC = lower processing fees

Frequently asked questions

Is the third-party verification API required?

No. The module works fully on manual admin review out of the box. Plug in Onfido / SumSub / Jumio if you want automated identity scoring.

Where are documents stored?

On your server, AES-256 encrypted, only decryptable by an authenticated admin. Documents are never exposed via direct URLs.

Can I require KYC only above a threshold?

Yes. Configure 'require KYC when lifetime spend > $X' or 'require for products in category Y'.

Does it support multi-language?

Yes - English, Spanish, French, German, Arabic and Hindi shipped; translation files included.

Technical specifications

supportedVersions
WHMCS 7.10 through 8.13
installation
Upload module, set storage path, optional API keys for OCR / sanctions / liveness providers
requirements
PHP 8.1+, WHMCS 7.10+, Writable secure storage, Optional: Onfido / SumSub / Jumio API for automated checks
adminUI
KYC review queue, document viewer, configurable rules per product
clientUI
Guided KYC wizard in client area: upload, take selfie, track status